(a)

　　Nowadays, if we want to go to college, we will have to pay a big sum of money. It's a problem to many students. Many ways can contribute to solve this serious problem. But the following ones may be the most effective. First, you can ask your parents for help if they have nice careers. Another way to solve this problem is to apply for a bank loan. Finally, we can find a part time job to get enough money.　 As to me, I'm in favor of the second idea. My reasons of choice can be listed as follows. First of all, my parents are not rich enough to afford me. Secondly, you'll not have enough time and energy to study after finishing the part time job. Finally, I'm sure that I'll get a nice job after graduation. Then I'll be able to pay back the loan. Through the analysis above, I believe that bank loan is my best choice.

　　(b)

　　Nobody could have failed to notice the fact that college tuition and fees are a grave problem with which many families and students are confronted in China. Taking a look around, we can find many excellent students are denied the chance to go to college due to lack of money.

　　In view of the seriousness of the situation, effective measures must be taken before things get worse. Actually, the problem can be dealt with in many ways. First, you can ask your parents for help if they have nice careers. Another way to solve this problem is to apply for a bank loan. Finally, we can find a part time job to get enough money.　 As to me, I'm in favor of the second idea. My reasons of choice can be listed as follows. First of all, my parents are not rich enough to afford me. Secondly, you'll not have enough time and energy to study after finishing the part time job. Finally, I'm sure that I'll get a nice job after graduation. Then I'll be able to pay back the loan. Through the analysis above, I believe that bank loan is my best choice.